Forever Love Processing was founded by a small businessman that was tired of paying credit card fees to provide that service to their customers. After spending months digging into the inner workings of the credit card processing industry, one thing became clear. The credit card companies are showing profits of 17+ BILLION for 2023 and we decided not to contribute any more to that than necessary. In 2024, credit cards and debit cards are a fact of doing business, but it really doesn't have to cost you an arm and a leg. We researched dozens of ISO/MSP providers and eventually partnered with Tidal Commerce. A company processing thousands of merchants, over 1 billion annually, founded in 2004, fully compliant, family owned and operated, founded on good customer service and low cost processing.

We are proud to be an agent of Tidal Commerce.

Tidal Commerce has been processing credit cards for thousands of merchants since 2004.  Tidal Commerce specializes in lower credit card processing fees to merchants and some programs usually eliminate up to 95% of credit card fees that merchants pay.  Most merchants that switch save over 25%.  It costs you nothing but the time necessary to answer a few questions and print a couple of pages from your current processor for us to present options on how to keep more money in your pockets.

Forever Love Processing is dedicated to providing service to our merchants to allow them to pay as little as possible to process credit cards without sacrificing customer service.  We prefer to work with small to medium size business owners that are hands on.  We work with you to see which program will work best for your type of business.  We help get you the lowest cost processing with excellent customer service and an agent that is only a phone call away.  Tidal Commerce has 24/7 US Based merchant support if you do experience any issues.

Accepting cards is a service that you provide for your customers and in the current retail environment, it is commonplace to see a merchant have a different price for cash and credit.  By accepting credit cards you are providing a service to your customer and that service costs you money in the way of fees that have to be paid.  The cash discount program passes the majority of that cost on to the consumer.  The different fees charged by different cards are eliminated with this program and the customer pays a flat fee for the processing.  Take a glance at your statement for the past year and how much did you pay in fees ?  $5000, $25,000, $ 100,000?  How would you like to not have to pay 95% of that figure for providing a service to your customer? Our Cash Discount program can do exactly that for you. Depending on volume and other factors, you could get free equipment and a $0 processing bill.

There were changes to the rules governing cash discount programs in September 2023 to further address how this program must be run.  All of our systems are fully compliant and fully legal.  If you are still paying a percentage in credit card processing fees, you need to switch over and keep your hard earned money.